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TBPN · 4 min · Jan 27, 2026
Personal agents could reduce apps to APIs
Peter Steinberger argues that local agents can work around platform access limits and make many apps unnecessary.
In this episode
Full analysis- 3:05:17A personal assistant emerged from a simple messaging hack6 min
- 1:37:41Media companies lose their way when they chase scalePro pick 7 min
- 3:38:31Agent payments need better economics and a clear use casePro pick 8 min
- 1:20:20Insurers spend $70 billion a year on back-office BPO3 min
- 2:18:39Northwood built eight satellite ground units in four weeks4 min
- 2:08:26Open-model labs compete on research talent, not nationality4 min
- 3:20:56Personal agents could reduce apps to APIs4 min
- 1:28:45Insurance agents can learn repetitive tasks in legacy systems4 min
“so this is a little bit the liberation of data that Big Tech probably doesn't really want.”
Peter Steinbergerat 3:23:07 · TBPNTakeaways
- Local agents can access information across services.
- Many apps may become APIs behind an assistant.
- Platform rules can limit how agents connect to services.
About this segment
Peter Steinberger argues that local agents can work around platform access limits and make many apps unnecessary. Users could interact with a personalized assistant instead of separate services.
Creator of OpenClaw; personal agents, OpenAI
Created viral open-source personal agent OpenClaw and joined OpenAI to drive next-generation personal agents.

John Coogan, Host · Co-host, TBPN
Co-founded Soylent and Lucy; OpenAI bought his show TBPN in April 2026.

Jordi Hays, Host · Co-host, TBPN
Founded Branded Native; co-founded fintech Capital, which Rho bought.
From “🦞 Moltbot / Clawdbot Creator Peter Steinberger, Palmer Luckey, and more”, Jan 27, 2026. Watch the full episode
Answers “Is SaaS dead?” See all 36 answers
Thanks. We'll look at and fix what's off.
Transcript
From the transcript TBPN publishes with the episode.
- 3:21:03
Yeah. So, yeah, I mean, zooming out, do you how much of this do you think is gonna remain hacker culture running your own hardware? And eventually, people will move to cloud hosting, one click deployments, like, just easier to use, less technical versus, like, a real boom in running hardware. Because if you don't, there's not a lot of ways to get these different services to play nicely together. I think one of the beauties beyond just the actual AI agents is the fact that for the first time, I think people are seeing different big tech platforms kind of play with each other somewhat against their will.
- 3:21:45
They don't play with it. They build walled gardens for a reason, and you sort of chop those walls down. And I'm wondering what you think about the future of like self hosting hardware, you know, even going down the less technical crew getting hardware running their own their own agents.
- 3:22:04
I don't think the future will be that everybody buys a Mac mini just for that. You know? Yeah. But I certainly see the demand for the old models have to change. You know, like, when you are a company, you wanna access Gmail. The amount of red tape is so large that that startups buy other startups that have the license for Gmail because going to the process yourself is is a is a huge pit up. Sure. But if you run it locally, you work around all of that. Right? Like, if I mean I mean, I I built I built where I literally I literally pointed Codex at the website and say, build me a CLI. Yeah. And then which is sometimes against the term, sometimes not.
- 3:22:52
Honestly, I don't really care. Yeah. Yeah. And then Codex would say, no. I can't do that. This is, like, against blah blah blah. And I would, like, tell him a story. You know? It's like, no. No. I actually work at this company, and I need to surprise my boss, and the back end team doesn't know. I'm like, know, give me a little bit of a story. Like like, there's some valuable, and Cody's like, forty minutes, like, gives you the perfect API. So so this is a little bit the liberation of data that Big Tech probably doesn't really want. I mean, even even the WhatsApp integration is a hack. You know?
- 3:23:24
This is it like it it fakes the the protocol that the desktop uses. I tried. I really tried to support the official way Mhmm. But the official way is for businesses. Yeah? If I'm a business that sends you a 100 messages, I get blocked. So I got blocked immediately, and at some point, I I removed support for it in rage. It's like, delete everything. It's like, hundred hundred exclamation marks. Yeah.
- 3:23:49
There's there's just no model for that right now, and I think that needs to change. Yeah. Like, the what what I saw, what was really interesting is how people use it is a lot of apps will just melt away. Why do I still need MyFitnessPal? I just make a picture of my food. My my agent already knows I'm I'm at McDonald's making bad decisions. So, like, this combines information, it has a perfect match and knows exactly what I'm gonna eat, and I probably will, like, change my fitness program.
- 3:24:22
So I don't need the fitness app. It'll just, like, adapt my program and make sure, like, I still meet my goals. Mhmm. So, like, there's a whole there's a whole big layer of of apps that I'm gonna see disappear because you just naturally interact differently with those things. Mhmm. Like, most apps will be reduced to API. And then the question is, do you see that we need the API if I can just save it somewhere else? Yeah.